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College Savings Calculator

Compare a projected future college cost (inflated from today's cost) against projected savings from your current balance and contributions.

This is an illustration based on the assumptions you enter. It does not reflect financial aid, scholarships, grants, or a specific school's costs.
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Projected shortfall

$130,626

Projected annual cost at enrollment

$43,101

Projected total cost

$172,402

Projected savings at enrollment

$41,776

Note: no single funding method is universally superior — 529 plans, scholarships, grants, and loans can all play a role. This calculator only illustrates the savings-and-cost math.