Mortgage Calculator
Estimate a monthly mortgage payment, including principal, interest, taxes, insurance, and PMI.
This is an estimate based on the numbers you enter. Actual loan terms, fees, and closing costs vary by lender.
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Total monthly payment
$2,236
Principal & interest
$1,770
Loan amount
$280,000
Monthly tax
$350
Monthly insurance
$117
Total interest over the loan term
$357,125
How it works: standard fixed-rate amortization for principal and interest, plus taxes, insurance, and PMI added as flat monthly amounts. This doesn't model escrow growth or PMI cancellation thresholds — see CALCULATOR_FORMULAS.md.
Sources & further reading