Retirement Gap Calculator
Compare your projected retirement savings against a target derived from your desired retirement income.
This educational estimate shows how your assumptions affect projected retirement resources. It is not a guarantee of future performance or retirement income.
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Gap
$153,025
Projected savings at retirement
$1,096,975
Target savings needed
$1,250,000
How it works: projected savings compound your current balance plus monthly contributions to retirement age. The target is your desired annual income divided by your chosen withdrawal rate — the same 25×-style inverse used by the FIRE Number calculator.
Limitations: a single constant assumed return, like every other projection on this platform — it does not model market volatility, taxes, Social Security, or other income sources.
Sources & further reading