Retirement Income Calculator
Illustrates how a portfolio might provide inflation-adjusted income over a chosen duration, at an assumed withdrawal rate and return.
This is a simplified, deterministic illustration using constant assumed rates — not a guarantee of income, and it does not model sequence-of-returns risk (the risk that poor early returns do more damage than the same poor returns later).
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First-year income
$32,000
Outcome
Lasts the full 30 years
Limitations: uses the same assumed return every single year. Real portfolios experience volatility — a sequence of poor returns early in retirement can deplete a portfolio faster than this illustration shows, even with the same average return. See the Risk Education lesson for more.
Sources & further reading