Course
Insurance Basics
How insurance actually works, the difference between term and permanent life insurance, and the costs and guarantees that determine how any policy performs.
Lesson 1
How Insurance Works
Risk pooling, premiums, and why insurance exists in the first place.
Includes quizLesson 2
Term vs. Permanent Life Insurance
Two broad categories of life insurance, with very different structures, costs, and typical uses.
Includes quizLesson 3
Understanding Insurance Costs & Guarantees
Premiums, policy charges, riders, and what 'guaranteed' actually depends on.
Includes quizLesson 4
Indexed & Contractual Strategies
How index-linked crediting in annuities and permanent life insurance actually works — caps, floors, participation rates, and what it is and isn't.
Includes quiz