Skip to content
TVF

Longevity Scenario Calculator

See how sensitive your retirement funding is to how long you actually live, by comparing a shorter, expected, and longer planning horizon.

This does not use an actuarial life-expectancy table — you supply your own planning-horizon assumption (see the Life Expectancy Calculator resource). Averages are not individual predictions.
$
%
%
%

Shorter than planned (25 years)

Funds last the full horizon

$1,185,233

As planned (30 years)

Funds last the full horizon

$1,056,555

Longer than planned (35 years)

Funds last the full horizon

$800,010

How it works: the same portfolio, withdrawal rate, return, and inflation assumptions are run through the retirement-income engine at three durations — five years short of your planning horizon, at it, and five years beyond — so you can see funding sensitivity to longevity risk directly.

Limitations: uses a constant assumed return every year, same as the Retirement Income calculator — see the Sequence-of-Returns Risk calculator for what that doesn't capture.

Sources & further reading

Life Expectancy Calculator (Blueprint Income)